Wednesday, December 11, 2024

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Hard market and healthcare landscape driving MSL captives

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  • Spring survey shows 42% of employers with medical stop loss cover, self-insure within a captive
  • Writing MSL in a captive is beneficial for diversifying the portfolio of risk
  • MSL is commonly written across single parent, group and cell captives

The number of captives writing medical stop loss (MSL) continues to increase substantially, primarily as a result of hard market conditions in the commercial market, as well as the general state of the healthcare landscape in the United States.

Within the US, there is major change happening within the healthcare market, and all parties in the space are being asked to handle risk and chase healthcare dollars.

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