Friday, December 1, 2023

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Thought leadership

Navigating Disability Risks: The role of EB captives and how to manage the associated complexities

In the intricate world of corporate risk management, Employee Benefits Captives (EBCs) have risen to prominence as essential tools for organisations seeking innovative ways to address the biometric risks of their employees and their families. Within this framework, disability risks play a central role in providing financial security to employees facing disabilities.

Comparative analysis of the reinsurance captive frameworks in France and Luxembourg

The captive reinsurance market has long been on the lookout for the introduction of a dedicated French regulatory framework, with the legitimate fears it could raise for the reinsurance captive market in Luxembourg.

Why some employee benefit captives struggle to succeed

Reinsurance international employee benefits into a captive provides many advantages for employers and employees. It is important, however, to get execution right. Bill Fitzpatrick explains why some EB captives can struggle to succeed.

Premium, cost allocation: The dismal science that pays dividends

When a firm buys insurance via a centralized risk management function, it hopes to enjoy the economies of scale of the unified consolidated organisation. Using the captive allows the organisation to harness the economic strength, size, and risk-taking ability of the larger combined group, while recognising the smaller risk appetites of the component business units.

Responding to the rise and rise of captives

Unprecedented disruption, a hardening (re)insurance market, and the onset of new major risks have increased interest in captive use by corporate risk managers. The captive market – once seen as an alternative to traditional commercial insurance – is establishing itself as a valuable risk management tool and a market in its own right. 

The evolution of employee benefits in a captive

Captive-backed international employee benefits programmes have come a long way since the mid-1990s. Bill Fitzpatrick outlines that journey and what comes next.

Risk optimization for P&C programmes

You’re not new to the captive world. You’ve had your captive for several years and generally feel good about its performance. However, you’re now in one of the most difficult markets we’ve seen in a while.

Reviewing credit risk on gross cessions and pure fronting

As we’ve seen a rise in gross cession structures and requests for pure fronting, the issue of credit risk is becoming more of a critical one, and there are some additional considerations for captives looking to benefit from using gross structures to access reinsurance markets.

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GCP Short: Europe’s next chapter, domicile evolution

Richard is joined by AXA XL's Marine Charbonnier and Julien Guénot to discuss a very topical theme - the growing interest in home domiciling in Europe.

GCP #96: Andy Jeckells at I-RE, Kirk Watkins and the London & Capital investments update

Richard is joined by Andy Jeckells, co-CEO at I-RE, to discuss captive solutions for the US middle market. We also hear from Kirk Watkins, Gary Osborne and Dave Provost on voluntary benefits and have the latest quarterly investments update from London & Capital.

GCP #95: Brady Young, Ron Sulisz on SRS’ future growth plans

Richard is in Nashville, Tennessee to find out the latest from independent captive manager, Strategic Risk Solutions, including interviews with Brady Young, Ron Sulisz, Tony Sanchez, Andrew Marson, Wendy Dine and Jeff Fitzgerald.