Have captives and Title Insurance reached their “nirvana moment”? 

• Title insurance looks backwards, focusing on historical real estate records 
• Loss ratio much lower than other lines at below 5% 
• Expected to reduce parent’s title insurance premium by 30-35%  

If title insurance was mentioned to most captive owners, there is a chance they will not have heard of it, and it is even more unlikely that they are utilising their captives to write it. 

This is beginning to change as more real estate-focused captive owners are approaching specialist title insurance carriers to explore how their captives can play a role in reinsuring it.