Wednesday, February 5, 2025

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Workers’ comp captive suitability continues, gateway for further lines


  • Programme structures have evolved, but remains common captive line
  • Helps captives to build reseves and investment income
  • Group captives common structure due to predictability of losses

Workers’ compensation is one of the most popular lines for captives to insure in the United States, with its predictability and stability allowing captives to build surplus and write more volatile risks.

As a result of its predictability, group captives are a popular structure to write workers’ compensation as members of the group generally feel secure in risk sharing.

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