Long reads

Captives utilising international programmes can provide a coherent approach to global risk, giving companies more reassurance in an increasingly uncertain world. 

The number of captive licences surrendered in North American domiciles outnumbered the number of formations in the third quarter of 2025.

With Gardant Management Solutions’ Cayman Islands-domiciled captive reaching maturity, the firm is now looking to expand into additional lines that will aid the senior living industry across in the United States.

Commercial reinsurers are increasingly interested in working directly with captive insurance companies, as they mature and explore more sophisticated reinsurance strategies.

L'Oréal may be known as a world leader in beauty, cosmetics and fashion, but it was way ahead of the trend in captives too, forming France’s second captive 26 years before the formal French captive regime was introduced.

If a UK regulatory environment turns out not quite hitting the mark, a new generation of captive curious companies may have been flushed out, sold the dream but chosen Guernsey or another established domicile more suited to their needs.

Sequoia’s Arizona-domiciled captive has reached a certain level of maturity and surplus, where the company can now start discussing the possibility of adding further lines to the captive.

Organisations in the sports industry are facing a growing insurance challenge with the traditional market tightening.